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Last Updated: July 12, 2025

1. Introduction

MedicareRick ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access our services.

2. Information We Collect

Personal Information

We collect personal information that you voluntarily provide to us when you:

  • Request information about Medicare plans
  • Complete enrollment forms
  • Contact us for support or assistance
  • Subscribe to our newsletters or updates
  • Participate in surveys or feedback forms

This information may include:

  • Name, address, email address, and phone number
  • Date of birth and Social Security number
  • Medicare identification number
  • Health information and current medications
  • Current insurance coverage details
  • Financial information for eligibility determinations

Automatically Collected Information

When you access our website, we automatically collect certain information about your device, including:

  • IP address and browser type
  • Operating system and device information
  • Pages visited and time spent on pages
  • Referring website addresses
  • Clickstream data and browsing patterns

3. How We Use Your Information

We use the information we collect to:

  • Provide Medicare plan recommendations and enrollment services
  • Process and complete Medicare plan enrollments
  • Communicate with you about your coverage and account
  • Respond to your inquiries and provide customer support
  • Send you important updates about Medicare regulations and enrollment periods
  • Improve our website functionality and user experience
  • Comply with legal and regulatory requirements
  • Detect and prevent fraud or unauthorized activities
  • Analyze usage patterns to enhance our services

4. Information Sharing and Disclosure

We Never Sell Your Personal Information

At MedicareRick, we do not and will never sell, rent, or trade your personal information to third parties for their marketing purposes.

We may share your information with:

Insurance Carriers

We share your information with Medicare insurance carriers to process enrollments and provide you with coverage. Insurance carriers are required to maintain the confidentiality of your information under HIPAA and other regulations.

Service Providers

We may share information with trusted third-party service providers who assist us in operating our website, conducting our business, or servicing you. These providers are contractually obligated to maintain the confidentiality of your information.

Legal Requirements

We may disclose your information when required by law, such as to comply with a subpoena, court order, or other legal process, or to protect the rights, property, or safety of MedicareRick, our users, or others.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

  • Encryption of sensitive data during transmission using SSL/TLS technology
  • Secure data storage with restricted access controls
  • Regular security assessments and vulnerability testing
  • Employee training on data privacy and security practices
  • Multi-factor authentication for system access

However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Your Privacy Rights

You have the right to:

  • Access: Request copies of your personal information
  • Correction: Request correction of inaccurate or incomplete information
  • Deletion: Request deletion of your personal information, subject to legal and contractual obligations
  • Opt-Out: Unsubscribe from marketing communications at any time
  • Data Portability: Request your data in a portable format
  • Restriction: Request restriction of processing of your personal information

To exercise these rights, please contact us using the information provided at the end of this policy.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small data files stored on your device. We use:

  • Essential Cookies: Required for website functionality
  • Performance Cookies: Help us understand how visitors interact with our website
  • Functional Cookies: Remember your preferences and settings

You can control cookie settings through your browser preferences. However, disabling cookies may limit your ability to use certain features of our website.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete that information.

10. HIPAA Compliance

MedicareRick complies with the Health Insurance Portability and Accountability Act (HIPAA) when handling protected health information. We maintain appropriate safeguards to ensure the privacy and security of your health information.

11. California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to delete personal information, and the right to opt-out of the sale of personal information. As stated above, we do not sell personal information.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated policy will be indicated by an updated "Last Updated" date. We encourage you to review this policy periodically to stay informed about how we are protecting your information.

13. Contact Information

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

  • Email: [email protected]
  • Phone: +1 (470) 200-1988
  • Address: 1775 Parker Road, Conyers GA 30094

By using MedicareRick's services, you acknowledge that you have read and understood this Privacy Policy and agree to the collection, use, and disclosure of your information as described herein.